Absa Secondary Credit Card, Requirements, Benefits & How To Apply 2022

Absa Secondary Credit Card, Requirements, Benefits & How To Apply 2022
Absa Secondary Credit Card 

Absa Secondary Credit Card, Requirements, Benefits & How To Apply 2022 

Have you heard about the Absa secondary credit card but do not know what it is. Well, worry no more! Check out this guide to learn more about the card.

A secondary credit card can be an asset and a liability to some people, depending on your financial needs and capabilities.

The card essentially mimics the primary card because it’s as if the primary cardholder is in two places with the same credit card.


First, we will show you why you need an Absa secondary credit card in South Africa.

Cutting back tone account in a household will help save on the annual fees without sacrificing the rewards you collect.

The card also helps families keep a better track of the household budget and develop a strict spending limit.

These are the benefits of the Absa secondary card in South Africa.


The card is designed mainly for families where one primary cardholder gives the other family members a secondary credit card to use for their day-to-day spending.

With this card, two people can spend from the main account, but only one person holds all the risk with two different credit cards.

The primary card reaps most of the rewards points earned from the secondary card.

The primary cardholder is allowed to have one supplementary person to use the card.

These cards are distinct from joint accounts because, in joint accounts, both the cardholders share the risk, which is contrary to the secondary account holder.

The primary cardholder must be ready and accept responsibility for all the charges.

This is how the Absa secondary card works in South Africa.


Giving kids a credit card as a way to teach them money management might backfire.

Youths who blow a hole into their parents’ credit cards will not suffer the consequences, but you, the primary cardholder, will suffer.

Late payments to the card go down as a black mark against the credit history of the primary cardholder,

You, therefore, need to sit down with the secondary cardholders and enlighten them on how the card works and the associated risks.

This is all you need to know about the Absa secondary credit card in South Africa.


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