Bank Of America Personal Loan Requirements, Bank Of America Login
Bank of America does not offer personal loans, but it does offer a variety of other loan types, including both secured and unsecured options. It is one of the country's largest lenders and is known for offering loans with competitive rates and terms.
Bank of America provides the following credit and loan products:
Balance Assist: Bank of America customers who have been with the bank for at least one year can borrow up to $500 for a flat $5 fee through its Balance Assist program. The loan is repaid in three equal monthly installments over a 90-day period.
Credit cards: Bank of America offers 22 credit cards, including secured credit cards, student credit cards, travel rewards credit cards and cashback credit cards. Credit cards work well for larger purchases, but you will only be able spend up to your credit limit. Plus, they can come with higher interest rates than personal loans.
Home equity lines of credit: A HELOC can be a good alternative to a personal loan if you need access to cash and can tap into your home’s equity. HELOC rates are more competitive than unsecured personal loan rates, but your home will be used as collateral for the loan.
Auto loans: If you need a loan for car financing, Bank of America offers fixed rates starting at 2.59% for new cars and 2.89% for used cars. The company allows you to lock in a loan rate for up to 30 days before you actually buy the car.
Mortgages: Bank of America has a wide variety of mortgage products available to borrowers in almost every state, with competitive rates and closing costs. Existing BofA customers may be eligible for reduced loan origination fees.
https://www.bankofamerica.com/customer-service/contact-us/auto-loans/
BANK OF AMERICA PERSONAL LOANS REQUIREMENTS
- Small Business Administration (SBA) collateral and documentation requirements are subject to SBA guidelines.
- You must be 18 years old or otherwise have the ability to legally contract for automotive financing in your state of residence, and either a U.S. citizen or resident alien (permanent or non-permanent).
- Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
- Commercial Real Estate products are subject to product availability and subject to change. Actual loan terms, loan to value requirements, and documentation requirements are subject to product criteria and credit approval. For Owner-Occupied Commercial Real Estate loans (OOCRE), a loan term of up to 15 years and owner occupancy of 51% or more are required. Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Subject to credit approval. Some restrictions may apply.
- Small Business Administration (SBA) financing is subject to approval through the SBA 504 and SBA 7(a) programs. Loan terms, collateral and documentation requirements apply. Actual amortization, rate and extension of credit are subject to necessary credit approval. Bank of America credit standards and documentation requirements apply. Some restrictions may apply.
BANK OF AMERICA PERSONAL LOAN CONTACT NUMBER
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